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Identity theft happens when someone uses your personal information to open new financial accounts, file tax returns or even make fraudulent medical claims. To minimize the damage, here are 10 steps to take once you realize you may be a victim of identity theft.

① File a claim with your identity theft insurance, if applicable. ② Notify companies of your stolen identity. ③ File a report with the Federal Trade Commission. ④ Contact your local police department. ⑤ Place a fraud alert on your credit reports. ⑥ Freeze your credit. ⑦ Sign up for a credit monitoring service, if offered. ⑧ Tighten security on your accounts. ⑨ Review your credit reports for mystery accounts. ①⓪ Scan credit card and bank statements for unauthorized charges.