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๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐ3 Simple Steps to Save Money๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐ

Well, more than telling yourself to not eat out this evening, getting a grip on your finances is about knowing where you want to go in the big picture, and knowing what steps will get you there. Here are three things you can do today, right after reading this, that can help you reach your goals.

Stop "actively" saving your money. Automate your savings so you never even have to think about saving anything. Your paycheck should be making pit stops before it hits your account, getting a little smaller with each stop. Stop budgeting to save X amount each month, and just have that amount removed from the equation.

Decrease your mindless spending As more of the services we regularly use become subscription-based, it's very likely there are a few subscriptions you don't even know you had costing you a considerable amount every month. Go through your bank account and look for recurring expenses.You might find something you didnโ€™t even know to look for.

Switch to a high-yield savings account Account with annual percentage yield of at least 1.6 percent or higher โ€” this is the amount of interest the bank will pay you just for keeping your money with them. Next, transfer your current savings account to it. We did this because regular savings accounts offer a small fraction of the A.P.Y. you get from a high-yield account. You will end up with more money in savings by the end of the year.

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