𝓚𝓮𝓮𝓹𝓲𝓷𝓰 𝓦𝓪𝓽𝓬𝓱 𝓞𝓿𝓮𝓻 𝓨𝓸𝓾𝓻 𝓘𝓭𝓮𝓷𝓽𝓲𝓽𝔂 𝓓𝓾𝓻𝓲𝓷𝓰 𝓽𝓱𝓮 𝓟𝓪𝓷𝓭𝓮𝓶𝓲𝓬
Life-changing events such as the coronavirus usually bring out the best in most people who adhere to new policies and rules as well as try to help others in need as best they can. Unfortunately, it also drives deceptive and illegal actions from others who prey on unsuspecting individuals.
Here are some "best practices" you can follow to reduce the likelihood of becoming a fraud victim:
1. Be wary of potential scams where fraudsters, acting as a reputable lender, contact you regarding your financial situation. Never share confidential information such as your name, password, SSN, PIN or other account information in this case.
2. As more people are working remotely, it may increase the risk of exposure to the security of your online accounts. As such, it is a good idea to update and strengthen online passwords more frequently.
3. Monitor your accounts (checking, savings, credit cards, etc.) more often to check for invalid transactions. Interact with your lender immediately if you see something suspicious.
4. Monitor your credit reports to check for a new activity that you did not enact. Take immediate action to dispute inaccurate information with the credit reporting agency. It may also be prudent to place a fraud alert or security freeze on your credit reports as well.